BALFIN Group is one of the most successful investment groups in the Western Balkans. Established in 1993 in Vienna by Samir Mane, the Group today operates across Austria, Albania, Kosovo, Bosnia and Herzegovina, Croatia, North Macedonia, Switzerland, Montenegro, the Netherlands, Canada, and the United States of America.

The Group’s diversified investment portfolio spans multiple sectors, including banking, real estate development, wholesale and retail, asset management, tourism, energy, logistics, education, and entertainment. With a workforce of approximately 5,500 professionals, BALFIN Group’s sustained success over more than three decades is driven by the dedication and passion of its people. As a trusted partner, BALFIN conducts business across a broad spectrum of industries on an international scale. The Group is committed to upholding the highest standards of business and ethics, maintaining strong financial stability, leveraging exceptional human capital, and prioritizing innovation. Since 2023, the Group’s social initiatives have been unified under Mane Foundation, further strengthening its commitment to community empowerment and social impact.

Happy Pay Sha is BALFIN Group’s fintech platform, offering regulated digital financial services in Albania. Established in 2020, Happy has evolved beyond loyalty programs to offer integrated electronic payment processing, digital wallet services, Buy Now Pay Later (BNPL) credit solutions, and the issuance of electronic money. Serving both individuals and businesses, its mobile app and integrated POS/kiosk systems support, secure and flexible payment solutions – creating a full digital transaction ecosystem. Licensed under Albanian financial regulations, Happy Pay will uphold high standards of security, compliance, and user experience and lead Albania’s digital finance transformation with innovation and smart commerce solutions.

Job Position:               Legal Advisor

Department:               Compliance Department

Location:                    Tirana

Overview of the Role

The Legal Advisor will be responsible for overseeing the legal, regulatory, and compliance functions of the organization. This role ensures that the company operates in full compliance with all relevant laws and regulations related to banking and financial activities, professional and ethical standards and practices, market and financial security regulations (AML/CFT), GDPR regulations, procedures and manuals applied internally by the company as well as group standards, while mitigating legal risks. The Legal officer will also lead corporate governance efforts and provide strategic legal advice to the executive team.

Main Responsibilities

• Draft, review, and negotiate contracts and agreements with clients, partners, banks, and service providers.
• Provide legal advice on corporate, commercial, financial, and labor law matters.
• Support the preparation and review of loan agreements, financial products, and related documentation.
• Support the preparation and review of internal policies and procedures to align with local and international laws.
• Ensure compliance with legislation governing financial institutions, including consumer protection laws.
• Ensure compliance with financial regulations (e.g., KYC/AML, PSD2, digital payments, e-money, or loan regulations.
• Liaise with regulatory bodies (e.g., Bank of Albania, financial supervisory authorities) and assist in preparing necessary documentation for licensing, reporting, or inspections.
• Monitor changes in laws and regulations affecting the financial sector and advise management accordingly.
• Represent the company before administrative or regulatory bodies, and coordinate with external legal counsel when needed.
• Support corporate governance processes, board resolutions, and company secretarial duties.
• Work closely with product, tech, and compliance teams to ensure legal soundness of new financial products and digital services.
• Ensure compliance with data protection laws (e.g., GDPR or data protection law 124/2024).
• Draft privacy policies, data processing agreements, and review data-sharing practices.

• Provide support in drafting and maintaining standard response templates to be used for various requests received from regulators, institutions, and other relevant authorities.
• Provide support in preparing template answer/request forms for initiating bad debt collection procedures, as well as managing legal follow-ups such as pre-litigation notices, settlement agreements, and coordination with the collection team to ensure IPE’s interests are well protected.

• Advise the collections team on compliant recovery strategies and ensure customer communications follow consumer credit and debt collection laws.

Competencies and Requirements

• Master’s Degree in Law (Attorney at Law license is an advantage).
• Minimum 5 years of professional experience, preferably in the financial or banking sector.
• Strong knowledge of corporate, commercial, labor, and financial law.
• Experience in regulatory issues related to financial services and interaction with supervisory authorities.
• Excellent legal drafting, analytical, and research skills.
• High professional ethics, responsibility, and ability to work independently.
• Proficiency in Albanian and English (spoken and written).

What We Offer

• An attractive benefit package, including fair remuneration based on merit and performance evaluation.
• An exceptional opportunity to develop your skills and growth within BALFIN Group.
• Extra Leave days
• Dynamic and collaborative work environment

Application Procedure: To apply for this position, please submit a CV in i.shima@happy.al by 07/11/2025. 

*Your personal data (in your capacity as a job candidate) will be processed in accordance with Law no. 124/2024, dated 19/12/2024 “On the Protection of Personal Data,” as well as the Internal Regulation on the Protection of Personal Data (approved by Happy Pay Sha). This applies to the confidentiality and security of personal data. Only selected applicants will be notified about the next stages. The processed data is accessed solely by HAPPY Pay Sha as the employer, specifically by the Human Resources Department.
The data of unsuccessful candidates will be retained for a maximum period of 1 year from the announcement of the successful candidate, for the purpose of contacting them in case of similar job openings matching the applicant’s profile. After 1 year, the data will be irreversibly deleted.